Top Budget Hacks for Computers

Personal computers have become a necessary part of our lives (and the lives of our kids!), but that doesn't mean we have to break our backs paying for them.

The importance of owning a computer nowadays seems to grow exponentially every year. They make planning, budgeting and entertainment easier and more accessible to us. Children love them and many jobs demand you to have at least one computer dice at home.

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Seven Habits of Highly Creditworthy People

Everybody has their little secrets for success--time to learn the seven habits of highly creditworthy people (the 8th habit being reading YFS of course)!

People with the best credit scores (750 and above) have seven habits in common. Contrary to what you may believe, these “high scorers” are not necessarily wealthy, not always employed in a profession and not, by default, high net worth individuals. Chances are you have highly creditworthy people in your circle of friends. The habits […]

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Personal Finance Tools— and Beyond

You've probably heard of by now, but what other personal finance tools and tech can you add to your arsenal? Find out now!

More than two years ago, Dominique posted this excellent piece on personal financial tools. However, time has continued its relentless march, and we thought taking a second look at these offerings might be worthwhile. Additionally, we’ll touch on a few noteworthy advancements that have come along in the ever-evolving world of technology. We’ll begin with […]

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Friday’s Credit Tip #22: General Good Financial Habits Build Good Credit Scores

Credit repair tips by Dominique Brown.

Your credit score in some ways is meant to be a snapshot of your overall financial habits, especially your habits surrounding debts and other financial responsibilities. Developing some good financial habits can help your credit score by putting you in a good financial position. Good financial habits will ensure that you don’t get into too […]

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Saving on a Tight Budget for 2015 and Beyond


Saving money is especially hard when your income is low or your necessary expenses high. Living on a tight budget in general can cause stress, fatigue and financial insecurity, which in turn will lower your quality of life. Thankfully, there are always ways to improve your financial situation, by either cutting on expenses or finding […]

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Buy vs. Lease—a Contrarian View


Misconceptions abound in the lease versus buy debate. Conventional wisdom suggests that leasing is the least expensive alternative. However, that is a generalization and like many broad-brush statements, following it as gospel will not serve you well.  In the following paragraphs, we’ll give you the contrarian view and tease you with possibilities you might not […]

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Nanny Taxes: To Pay Or Not To Pay?


That other tax, that is. Yes, believe it or not it is already that time of year again. The holidays are pretty much over and done with; now tis the season to start going through your stuff and getting ready for one of our least favorite times of the year. Yep, you got it, none […]

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