Friday’s Credit Tip #25: Get Services to Keep Your Credit in Good Shape

Credit repair tips by Dominique Brown.

Talk to your bank and lenders about services they offer to keep you safe. Overdraft protection, for example, is a basic service that often costs nothing or very little extra that protects you in case you withdraw too much money from your bank account. With overdraft protection, you do not get a “ding” on your […]

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Saving on a Tight Budget for 2015 and Beyond


Saving money is especially hard when your income is low or your necessary expenses high. Living on a tight budget in general can cause stress, fatigue and financial insecurity, which in turn will lower your quality of life. Thankfully, there are always ways to improve your financial situation, by either cutting on expenses or finding […]

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Buy vs. Lease—a Contrarian View


Misconceptions abound in the lease versus buy debate. Conventional wisdom suggests that leasing is the least expensive alternative. However, that is a generalization and like many broad-brush statements, following it as gospel will not serve you well.  In the following paragraphs, we’ll give you the contrarian view and tease you with possibilities you might not […]

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2015 Personal Finance Hacks


It’s dangerously close to the end of the year, and the next thing you will hear is all of the so-called wisdom on New Year’s Resolutions, Goal Setting and that sort of thing. Yet, as you probably know, for the vast majority of people, New Year’s Resolutions, Goals and Plans for the new year tend […]

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Cash: An Appropriate Gift for the Holidays?


Well, it’s Christmas once again and whether we like it or not, decisions regarding gifts for countless relatives, friends and co-workers, not to mention the mail-carrier, hairdresser, pastor and sundry others must be made. For too many of our readers, these decisions are not on the radar. Making ends meet from paycheck to paycheck is […]

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