A Matter of Trusts – Part 3

I’m glad you’ve made it through A Matter of Trusts - Part 1 and A Matter of Trusts - Part 2. Once again I must tell you who my inspiration was for this post. OK I’ll be honest time, it was Bill Joel’s song “A Matter of Trust” all along.



I feel much better after admitting that. But I digress let’s talk about beneficiaries.




The beneficiary is the person (or persons) who holds the beneficial title to the trust assets. While the beneficiary’s name does not appear on the deed to the trust assets, the trustee must manage the assets in the best interests of the beneficiary.


A trust may have more than one type of beneficiary. Since most trusts are designed to terminate at some point in the future, the two most common types of beneficiaries are income and remainder beneficiaries.


5 Factors Affecting Your Car Insurance Premium

The cost of car insurance depends on many things, including your age, where you live, the car you drive, your driving record, the coverage you have, the amount of your deductible, and so forth.  consequently, car insurance premiums even for the same coverage vary all over the map.


Delayed retirement – a Viable Last-Minute Retirement Planning Choice?

It isn't very useful when you discover financial guidance that lets you know that the most effective way to prepare for retirement is to begin saving early on, especially when you're currently 62! And you definitely comprehend that hoping to catch up for 3 decades of not saving in the next 36 months is not possible.

This post offers some hopefulness. And some folks absolutely do that. But if you’re like a lot of us, you didn’t save as much as you could have, and now you’re looking for some last minute possibilities for a comfortable retirement.

One alternative is that, you can save far more. But that isn’t necessarily practical for some. Far more demanding needs, including paying your house loan as well as well being care bills, or helping out your kids and grandchildren, may be taxing your budget.

About fifty eight percent of U.S. residents age 55 and older have saved less than $100,000 for retirement, based on the Employee Benefit Research Institute’s latest Retirement Confidence Survey. Just 19 percent have saved $250,000 or more.  

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Teach me how to improve my finances, 

so that I can buy a home

and stop wasting my money on rent