Reader Question: College Savings Options

If you have questions about your finances, you are not alone. In fact, here at Your Finances Simplified we often receive financial questions from our readers. For example, Erika, has a question about college savings options. I have a toddler and I am looking into college savings.  Some appear to only be savings plans with […]

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Buy Education Now and Pay Later!

You have certainly seen this offer before—“Buy Now, Pay Later!” It often applies to credit cards, but the same concept can be used when you are thinking of student loans. Basically, you are buying money to attend college, and you will pay for it later because you have to pay back the loan plus interest. […]

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Are The New Student Loan Payment Plans Good For You?

As you probably know, many college graduates are struggling to keep up with their student loan payments. You have probably seen all the news stories about the ever increasing student loan debt. Throw in a sluggish economy and you can understand why many new recent graduates are looking for help. Thankfully, help is available right […]

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Teach me how to improve my finances, 

so that I can buy a home

and stop wasting my money on rent