When You Should Opt for a Short Sale versus Foreclosure

Although the 2008 financial crisis is an event that has largely faded from the consciousness of many Americans, its aftermath is very real to a large swath of homeowners, whose struggle with monthly mortgage payments and “under water” home valuations continues … unabated.  Today I will examine the 2 worst scenarios and share thoughts on […]

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Square Peg In Round Hole Mortgages?

Most likely you have noticed that the credit market, especially for residential mortgages, just ain’t what it used to be. Instead of offering mortgages to anyone and anybody as long as they had a pulse, nowadays it’s almost the exact opposite. Not only do you need spectacular credit, a significant down payment amount, or existing […]

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Teach me how to improve my finances, 

so that I can buy a home

and stop wasting my money on rent