Friday’s Credit Tip #10: Check your Credit Report Regularly

You are more likely to notice problems and inconsistencies if you check your credit report on a regular basis—at least once a year and preferably three times a year.

If you notice anything odd or anything you don’t recognize (such as a charge account you did not open) report it immediately.

Sometimes, these errors are caused by mistakes made at the credit bureau, but they could be an indication that someone is using your identity. In either case, such mistakes could hurt your credit score. Fixing such errors improves your credit score.

If you think you have been the victim of identity theft, take action at once!

Check back next Friday for another credit tip!

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