What are Mortgage Points?

Last week we took a close look at mortgages, and for the next few weeks I’ll explore different terms and concepts related to home ownership and buying a house. If you’re getting ready to buy your first home, then check back each Friday for the next couple of weeks to make sure that you know […]

Read more

What is Car Insurance? Part Two

Last week we talked about some of the basics when it comes to car insurance, including the different types of coverage that you can purchase. This week we’ll take a look at some of the common terms associated with car insurance, and we’ll look at several factors you want to keep in mind when searching […]

Read more

What is Car Insurance? Part One

First and foremost, car insurance is required if you have your own car. Well, it’s required in 47 states anyway.  The only states that don’t have compulsory car insurance are California, New Hampshire and Wisconsin, though they may have other requirements. Typically, however, you have to insure the car that you drive in one way […]

Read more

What is an Exchange Traded Fund or ETF?

What are ETFs? Well, an exchange traded fund, or ETF, is basically a mutual fund that is traded like a stock. The “exchange” part of the name refers to the fact that this type of fund can be traded on an exchange. This gives them more flexibility than a traditional mutual fund. These funds can […]

Read more


Teach me how to improve my finances, 

so that I can buy a home

and stop wasting my money on rent