Square Peg In Round Hole Mortgages?

Most likely you have noticed that the credit market, especially for residential mortgages, just ain’t what it used to be. Instead of offering mortgages to anyone and anybody as long as they had a pulse, nowadays it’s almost the exact opposite. Not only do you need spectacular credit, a significant down payment amount, or existing […]

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American Dream or American Nightmare?

Does owning your own home or better yet, working and slaving away to even qualify to own your own home even makes sense anymore? Is it about time to reexamine the tired old advice from Grandpa about the importance owning your own home? Has the world and society changed so much and so fast that […]

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What is an Appraisal?

When it comes to buying a house, there is so much to do even after you’ve made an agreement and created a purchase contract with the seller. One of the things you may have to do includes having the home appraised. In some cases you won’t, and it will depend on your circumstances. Appraisals are […]

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Teach me how to improve my finances, 

so that I can buy a home

and stop wasting my money on rent