Friday’s Credit Tip #11 – Don’t Assume that One Thing Will Boost Your Credit Score a Specific Number of Points

Some people are lead to believe that paying off a credit card bill will boost their credit score by 50 points while closing an unused credit account will result in 20 more points. Credit scores are certainly not this clear-cut or simple. How much any one action will affect your credit score is impossible to […]

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I Don’t Borrow—Why Should I Worry About My Credit Score?

People who don’t worry about their credit report and credit score are being short-sighted. The ubiquitous credit score enjoys a wider following than in past years. Maybe upwardly mobile, corporate ladder climbers took credit reports and credit scores along for ride when they changed careers. It’s possible that overzealous sales reps from Equifax, Experion and […]

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Teach me how to improve my finances, 

so that I can buy a home

and stop wasting my money on rent