You’re A Bad Tipper and You Didn’t Even Know It

How much do you Tip?

Be honest now!

5 percent, 10 percent, 15 percent? Oh you’re generous huh?

You give 20% regardless of the service!?!

However,  what if I was to tell you that, the 20 percent that you’re so proud about is not enough?

What if I was to tell you that you’re a bad customer if you give a 20 percent tip?

Check out the video below for the reason why you’re a bad tipper.





  • Ian /

    It's a tough one for me because I'm from the UK and as a culture, we don't necessarily tip that much. When I was in New York, most of the expensive restaurants we ate in already included service because we were such a big party (almost 20 people). We still all put in quite a bit on top, but because it was all included, it didn't feel too steep.

    I don't know how I'd react to the server asking for 30%. I think I'd actually be annoyed with them for asking for more. It's each individuals personal choice to tip how much they feel is right. Do I want to be paying $278 for $200 worth of food? Not really. They would have to do something a whole lot more memorably that compliment my tie.

    And the other issue is that not everyone can afford to tip 30%. NYC is damn expensive because you gotta tip everybody. Everybody wants a piece of the action!

    Personally, I'd leave the tip at 20% because I hate being told how much to tip. It's my choice.
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  • URFinanceSimple /

    You are a whole lot nicer than I am. If the server wants to dictate my tip.. They will get much less than 20%.They would get nothing! Especially, when you come back to my table and let me know your tipping policy. What!!!!

  • Ian /

    I guess I'm not used to the whole "tipping" thing. I do have friends that would definitely do that though. In fact, one friend will make them remove ANY service charge added and if the server circles the "Service charge not included." she won't tip OUT OF PRINCIPLE.

    If you were the server though, with your lovely manner, politely informing me that the policy is 30%, I'd probably cave!
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  • Miss T /

    I have always used a 15-20% rule and I have never had an issue. Servers have always been really surprised and appreciative.
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  • I'd make sure I gave them a big fat goose egg. Actually, that might be worth more than nothing so I'd change it to 0.
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  • URFinanceSimple /

    hahahah.. But what if he grabbed your arm and insisted on a tip!

  • Talk to the manager and insist I get the meal for free. What type of amateurs do that in a restaurant? Tips are an option not an obligation unless it is posted. Just because it is normal doesn't mean it is required. If it is, price it in the food or post there is a mandatory 20-30% surcharge.
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  • URFinanceSimple /

    I agree with you, but ….. he still wants his big tip 🙂

  • Oh I'd want one too… thing is you have to realize that is part of the job. Hopefully he gets a 50% tip to offset it one night 🙂 If you don't like relying on tips get a different job. Too harsh?
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  • URFinanceSimple /

    Nope not too harsh. I value the opinion 🙂

  • I think that once I'd finished counting to 100 (very slowly), I'd reduce the tip to a one dollar bill, neatly rolled up and inserted where he didn't wanty it! If the service was really worth $30 dollars then I'd have added that to the bill.
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  • URFinanceSimple /

    Hahah at counting to 100 very slowly before doing anything. I guess you would need to calm down a bit first. :-)Also, I think he would still want the tip regardless of the location you just stuffed the money. After all, a person has to eat lol..

  • Ms. Lici /

    LMBO! I' d say something along the lines of, no the tip on the receipt is all you are getting and if you leave it here with me, you will probably be more shocked when you return. Then once they insisted, I would demand to see a manager as well and zero out the tip all together.

  • URFinanceSimple /

    Lici,Lol.. Yea right you know you would have caved into the waiters demands!Ok be honest did, I hit the note in that song or what!!!

  • Ms. Lici /

    No sir! One thing I am big on is customer service, so getting the bare minimum on tip means u werent that good to begin with.

    Neeeew Yooorrrrkkk!!! *Looks around to see who stangled the cat! lol 🙂

  • URFinanceSimple /

    Don't be jealous of my singing skills. With a few vocal lessons, I will have everyone saying..”Trey Songz who?” “Chris Brown who?”True story!On Thu, Sep 27, 2012 at 9:05 AM, YFS <> wrote: approve

  • Renée /

    I would be tempted to not tip at all. I think that is extremely rude. Tipping isn't a given, I tip according to service. Service sucks, no tip. You bring me back a bill and tell me the tip isn't ENOUGH? Uhhhh yeah, no thanks.

    It's like grandma giving you $50 and you go back and say hey grandma, I'm used to $70 so I'll just leave that right here for you to correct. :/

  • URFinanceSimple /

    Hahah I love the analogy. Grandma would teach you lesson in respect and keep her 50.

  • I tip between 15-20% on average and always tip the delivery guy even if they're late, because it's usually not their fault. There are surcharges in SF at a lot of restaurants that help supplement the cost of benefits for the employees, so tipping more than 20% on top of those surcharges just isn't going to happen.
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  • URFinanceSimple /

    What about when the serverasks you for more tip after you put down 20%. What do you do in interest.

  • I tip 10-15% not less or more than that depending on the person I am going to give it. By the way, nice video and very informative thanks a lot for sharing this!
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  • URFinanceSimple /

    What would you do about the scenario I presented in the video?

  • […] You’re a Bad Tipper and You Didn’t Even Know It – Your Finances Simplified.  What would you do if you just paid for your meal at a restaurant and a waiter demanded you tip him 30%? In some places in the U.S. that’s the norm. […]

  • I’d most certainly get annoyed if a server asked for more money as a tip. As Ian said, tipping in the UK is on a much smaller scale, where 10% is usually acceptable. I’ll always try to pay more if I’ve had good service and usually don’t mind mandatory service charge if there’s a large party.

  • What would you do if the waiter insisted you pay more money? Or grabbed your arm?

  • Since tipping in the UK is seen as an added extra for good service, rather than an obligatory part of the dining experience, then I’d assume that a lot of people would withdraw the entire tip if they would ask for more, and a potential slap if they grabbed a patron.

  • […] You’re a bad tipper and you don’t even know it on Your Finances Simplified. (so, basically I can’t afford to eat out in NYC)  […]

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